Does Ameritas offer any riders or additional coverage options for their life insurance policies?

Ameritas Life Insurance Company does provide various riders and additional coverage options that can enhance their life insurance policies. These riders are designed to offer policyholders increased flexibility and support tailored to their unique needs. Some of the commonly available riders include accelerated death benefit riders, which allow access to a portion of the death benefit if the policyholder experiences a terminal illness. Another option is the waiver of premium rider, which can waive premium payments under specific circumstances, such as total disability. Additionally, Ameritas may offer child term riders, which provide coverage for the policyholder's children, and accidental death benefit riders, which pay an additional benefit in the event of a death resulting from an accident. There may be variations in the availability and terms of these riders depending on the individual life insurance product selected. For the most accurate and updated information regarding specific riders, coverage options, and their pricing, it may be beneficial to refer to Ameritas' current web page or contact an insurance professional who can assist with policy customization and details.