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RAMS Home Loans Customer FAQ

Top Answers & How-to Guides

What is RAMS Home Loans's Phone Number?

The question we are asked most often is about how to talk to RAMS Home Loans customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Can I switch my existing home loan to RAMS?

Yes, it is possible to switch your existing home loan to RAMS. At RAMS Home Loans, we understand that circumstances and needs change...
Ask any question you have about RAMS Home Loans customer service, get an answer now.

Loan Types

What is a RAMS Home Loan?

A RAMS Home Loan is a type of mortgage provided by RAMS Home Loans, a leading Australian home loan lender. It aims to assist individuals...

What types of home loans does RAMS offer?

RAMS Home Loans offers a range of flexible and competitive home loan options to suit various needs. These include variable rate home The variable rate home loans give borrowers the flexibility to make additional repayments and redraw funds if needed. Fixed rate home loans offer the security of a fixed interest rate for a specific period, protecting borrowers from interest rate fluctuations. Line of credit home loans provide a revolving credit facility, allowing borrowers to access funds as required for investment or personal purposes. Construction loans are designed for those building a new home or undertaking significant renovations. With these options, RAMS aims to cater to the diverse requirements of homebuyers, offering a suitable home loan solution for everyone....

Can I use a RAMS Home Loan to purchase an investment property?

Yes, you can use a RAMS Home Loan to purchase an investment property. RAMS offers a range of home loan options specifically designed...

Eligibility Criteria

What are the eligibility criteria for a RAMS Home Loan?

To be eligible for a RAMS Home Loan, certain criteria need to be met. Firstly, you should be at least 18 years old and a citizen or...

Documentation

What documents do I need to provide for a loan application?

To apply for a loan with RAMS Home Loans, you will need to provide several essential documents. These include proof of identity, such...

Credit Score

Can I apply for a RAMS Home Loan if I have bad credit?

Yes, you can still apply for a RAMS Home Loan even if you have a bad credit history. RAMS Home Loans understands that financial setbacks...

Repayments

Can I make extra repayments on my RAMS Home Loan?

Yes, you can make extra repayments on your RAMS Home Loan. RAMS offers flexible repayment options, allowing you to pay off your loan...

Early Payment

Is there a penalty for paying off my loan early?

No, there is no penalty for paying off your loan early with RAMS Home Loans. We understand that circumstances may change, and you may...

Approval Time

How long does it take to get approved for a RAMS Home Loan?

The approval process for a RAMS Home Loan typically takes around 5-10 business days. However, the actual time frame can vary depending...

Interest Rates

What are the interest rates for RAMS Home Loans?

The interest rates for RAMS Home Loans are competitive and vary depending on the specific loan product and individual circumstances....

Loan Transfer

Can I switch my existing home loan to RAMS?

Yes, it is possible to switch your existing home loan to RAMS. At RAMS Home Loans, we understand that circumstances and needs change...

Help me with my RAMS Home Loans customer service issue

Ask any question you have about RAMS Home Loans customer service. We will do our best to get you answers right away.
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