What factors can affect my insurance premium?

There are various factors that can affect your insurance premium with Zurich Insurance. Firstly, your coverage needs and the type of insurance policy you choose will significantly influence the cost. Additionally, aspects related to your individual circumstances, such as age, gender, and occupation, might be taken into consideration. Your claims history may also impact the premium, as those with a higher number of previous claims may face higher rates. Similarly, your credit score and financial history may play a role. Furthermore, the location where you live and the specific risks associated with that area, such as crime rates or natural disaster exposure, can influence the premium. Lastly, the type of vehicle, its usage, and any modifications or safety features present also affect the insurance cost.