Wyndham Vacation Ownership points typically have a specific usage period, and if they are not used within that year, they generally do not carry over into the next year. However, Wyndham offers a program called "points banking" which may allow owners to bank their unused points and roll them over for use in future years. It is important for owners to familiarize themselves with the specific rules and regulations regarding their points, as they can vary based on the ownership agreement and property type. Points banking must be done within certain timeframes, and any points that are not banked within the designated period may be lost. To ensure that one does not miss opportunities to maximize their ownership, the individual should regularly review the policies associated with their points, as well as any updates that may apply. For precise information on policies and procedures, it is advisable to refer to the official website of Wyndham Vacation Ownership or consult the ownership documents provided at the time of purchase.