Wilshire Associates primarily focuses on providing investment management, advisory, and analytics services to institutional investors, such as pension funds, endowments, foundations, and other large investment entities. While individual investors may not be the primary clients, Wilshire does offer various products and services that can cater to different investing needs. For individual investors, Wilshire’s offerings may be indirectly accessible through financial advisors or other investment platforms that incorporate Wilshire's models or strategies. It is best to look at the current information available on Wilshire's official website for specifics about their services and to determine if there are options suitable for individual investors. If you are considering investment opportunities, exploring the detailed information on their services may provide clarity on whether Wilshire can meet your investment needs.