What factors affect my insurance premium?

Several factors can affect your insurance premium with Westfield Insurance. These include but are not limited to your age, driving record, type of vehicle, coverage limits, deductibles, and where you live. Younger drivers tend to have higher premiums due to their higher risk of accidents. Your driving record is also a significant factor, as a history of accidents or traffic violations can result in higher premiums. The type of vehicle you drive can impact your premium, with more expensive or high-performance cars usually costing more to insure. Your coverage limits and deductibles also play a role, as higher limits and lower deductibles can result in higher premiums. Lastly, your location matters, as areas with higher crime rates or higher instances of accidents may have higher premiums.