Western & Southern Financial Group offers a variety of life insurance options that cater to seniors, allowing them to secure financial protection for their loved ones and themselves. Generally, there are two main types of life insurance for seniors: term life insurance and whole life insurance. Term life insurance provides coverage for a specific period, typically ranging from ten to thirty years, and offers lower premiums. Whole life insurance, on the other hand, provides lifelong coverage and often includes a cash value component that accumulates over time, which can be accessed by the policyholder.
Seniors may find that some life insurance options do not require a medical exam, making it easier to obtain coverage. Other options available may include guaranteed issue policies, which are typically easier to qualify for but may have lower coverage amounts. For specific details about eligibility, benefits, and policy terms, it is advisable to visit the Western & Southern Financial Group website where updated information can be found.
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