What are the penalties for driving without insurance in Washington?

Driving without insurance in Washington can result in severe penalties. First-time offenders can face a fine ranging from $450 to $5,000, depending on the circumstances. Additionally, the driver's license and vehicle registration may be suspended, and a reinstatement fee of up to $250 might be required. If involved in an accident without insurance, the penalties are even more severe. In such cases, the driver's license and vehicle registration can be suspended until financial responsibility is proven by obtaining a valid insurance policy or providing a bond. Reinstatement fees and SR-22 filing, which proves insurance coverage, will also apply. Repeat offenders may face higher fines and longer periods of license and registration suspension. Therefore, it is crucial to maintain valid auto insurance coverage in Washington state to avoid these penalties.