What credit score is needed to qualify for a Union Plus Credit Card?

Asked 6 months ago
The credit score required to qualify for a Union Plus Credit Card varies depending on the specific card you are applying for. Generally, a good to excellent credit score is preferred. This means a FICO score of 670 or higher is typically recommended for approval. However, Union Plus understands that credit scores are just one factor in evaluating an applicant's eligibility. Other factors, such as income and debt-to-income ratio, also play a role in the decision-making process. So, even if you have a slightly lower credit score, it's still worth applying as other positive factors can help in getting approved. Remember, meeting the credit score requirement doesn't guarantee approval, but it increases the likelihood of a successful application for a Union Plus Credit Card.
Answered Nov 2, 2023

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