What is the Individual Assistance program and who is eligible for it?

The Individual Assistance program, administered by US Homeland Security - FEMA, provides support to individuals and families affected by disasters. It aims to assist in meeting their immediate and long-term needs to ensure a successful recovery. Eligibility for Individual Assistance depends on multiple factors. Firstly, applicants must reside in a designated disaster area declared by the President. Secondly, they must demonstrate that they have sustained losses or damages due to the declared disaster. This includes damages to their primary residence, personal property, or other essential needs. Additionally, individuals must also have insufficient insurance coverage to fully recover from the disaster's impacts. Finally, applicants must be U.S. citizens, non-citizen nationals, or qualified aliens. Assistance varies but may include financial grants towards temporary housing, home repairs, medical expenses, and other disaster-related needs.