What types of accounts does UMB Bank offer?

UMB Bank offers a variety of account types to accommodate different financial needs for individuals and businesses. For personal banking, customers can choose from checking accounts, savings accounts, and money market accounts. The personal checking accounts are designed with features that might include online banking, bill pay options, and in some cases, interest accrual. Savings accounts at UMB often emphasize earning interest on deposits, which can encourage customers to save for future expenses and goals. Money market accounts typically offer a blend of checking and savings features, enabling easier access to funds while still providing higher interest rates. For business customers, UMB Bank provides several types of checking accounts tailored for small, medium, and large businesses. These accounts may come with specialized features such as merchant services and payroll management. Additionally, UMB offers investment accounts and various lending solutions, such as personal loans and mortgages, to assist customers in managing their finances effectively. For the most accurate and detailed information, it might be helpful to visit UMB Bank's official website where customers can explore all available account options and their respective features.