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What Do I Do If I'm Having Trouble Sending Money with TransferWise?

In a nutshell: Using Wise is usually smooth and reliable. But sometimes, things don’t go as planned. A payment might fail, freeze, or just not send at all. This guide helps you figure out what to do next. You’ll learn how to check your account, review your transfer, and contact Wise for help. Every step is beginner-friendly, so you don’t need to be a tech expert. If you’re stuck or confused, don’t worry. The solution is often easier than you think. Follow these clear steps to fix issues and get your money moving again.

Jul 15, 2025

Introduction

Using Wise is usually smooth and reliable. But sometimes, things don’t go as planned. A payment might fail, freeze, or just not send at all. This guide helps you figure out what to do next. You’ll learn how to check your account, review your transfer, and contact Wise for help. Every step is beginner-friendly, so you don’t need to be a tech expert. If you’re stuck or confused, don’t worry. The solution is often easier than you think. Follow these clear steps to fix issues and get your money moving again.

Make Sure You’re Logged In

Go to the Wise website or open the app. Tap “Log In” at the top right corner. Enter your email and password. If you forgot your login, click “Forgot password?” and follow the instructions to reset it. You must log in to view your transactions and transfer status. Once you’re in, go to your dashboard.

Check Your Transfer Status

Click on the transfer you’re having trouble with. Wise shows different statuses like “Processing,” “Awaiting Payment,” or “Sent.” If it says “Awaiting Payment,” your payment hasn’t started yet. You might have missed a step like funding the transfer. For transfers marked “Processing,” Wise is working on it. Give it a bit more time.

Confirm Payment Method

Go back to your payment summary. Double-check how you funded the transfer. Wise allows payments through bank transfers, debit cards, or credit cards. If your bank declined the payment, the transfer won’t go through. Make sure your card has enough funds and is active. If you used a bank transfer, confirm that it was sent with the correct details.

Sometimes Wise holds a payment for review. Look for alerts or messages in your account. Wise may ask for more documents or a reason for the transfer. If there’s a request, upload the documents directly through the platform.

Try Again With a Different Method

If your payment failed, cancel the current transfer. Start a new one using a different method. Switch to a debit card if your bank transfer didn’t work. This method is usually faster and easier to verify. Always double-check the recipient details before sending again. One small error can block the transfer.

Clear Cache or Use a Different Device

Sometimes the issue is not with Wise, but with your browser or app. Clear your browser cache or update the Wise app to the latest version. Try using a different browser or phone. This step fixes login errors, stuck pages, and payment glitches. It's quick and worth trying before moving forward.

Contact Wise Customer Support

If none of the above worked, it’s time to get help. Go to the Help Center on the Wise website. Scroll down and click “Contact Us.” Choose the topic “Sending Money” and describe your issue. You can reach Wise by email or chat. For urgent issues, use live chat during business hours. Attach screenshots if needed. This helps support solve the issue faster.

Conclusion

Fixing a payment issue with Wise doesn’t need to be stressful. First, log in and check your transfer status. Confirm your payment method and look for alerts that need your attention. Try clearing your cache, using a new device, or starting a fresh transfer. If all else fails, contact Wise support directly. After these steps, your issue should be on its way to being fixed, and your money will reach its destination without further delays.

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