What types of bankruptcy does Total Bankruptcy handle?

Total Bankruptcy typically assists clients with various types of bankruptcy filings, most notably Chapter 7 and Chapter 13 bankruptcies. Chapter 7 bankruptcy is designed for individuals with limited income who cannot repay their debts and allows them to discharge most unsecured debts, such as credit card bills and medical expenses. In contrast, Chapter 13 bankruptcy is tailored for individuals who have a regular income and want to create a repayment plan to pay back their debts over a three to five-year period. This type of bankruptcy allows individuals to keep their assets while making manageable payments. Additionally, Total Bankruptcy may offer guidance on other bankruptcy options, including Chapter 11 for businesses seeking reorganization. It is advisable to visit their official website for further information on the specific services they provide and to check their current offerings.