What are the requirements to apply for a loan with Stearns Bank?

To apply for a loan with Stearns Bank, you need to fulfill a few key requirements. Firstly, you must be at least 18 years old and a legal resident of the United States. Secondly, you need to have a steady source of income to demonstrate your ability to repay the loan. Next, you will be asked to provide personal identification such as a driver's license or passport. Additionally, the specific loan product you are applying for might have additional criteria, such as a minimum credit score or collateral requirement. It is advisable to contact a loan officer or visit the Stearns Bank website to understand the specific requirements for the type of loan you are interested in.