When considering refinancing options with Simple Tuition, it is important to note that the specific policies regarding which loans can be excluded may vary. Generally, many refinancing programs allow borrowers to choose which loans they wish to consolidate or refinance. This means that it may be possible to exclude certain loans from refinancing. However, it is essential to review the terms and conditions associated with the refinancing process to fully understand the requirements and eligibility criteria. Additionally, some loans may have specific restrictions or conditions that could affect your decision. For the most accurate and up-to-date information, it is advisable to visit the official Simple Tuition website and explore the resources available there. This may provide clarity on how to approach loan refinancing and what options are available to you.