Are there any additional coverage options or riders available?

Shelter Insurance offers a variety of additional coverage options and riders that can enhance the protection provided by its core policies. These options may vary based on the type of insurance you are considering, whether it be auto, home, or life insurance, among others. Some common riders include increased liability limits, which can provide additional financial protection in case you are found responsible for causing damage or injury to others. There are also options for personal property coverage, which can extend beyond standard coverage to include high-value items such as jewelry, art, or collectibles. For homeowners, Shelter Insurance may provide options for additional coverage related to natural disasters, which would protect against specific events such as earthquakes or floods, depending on the location. There are also riders available that may cover additional living expenses if your home becomes uninhabitable due to a covered event. In the realm of life insurance, riders could include policies for accidental death benefits, critical illness coverage, or options for the policyholder to accelerate the death benefit in case of a terminal illness diagnosis. It is advisable for individuals to review their specific needs and consider discussing these additional options with a Shelter Insurance agent who can provide tailored recommendations. For the most current information regarding available riders and coverage options, visiting the official Shelter Insurance website may be beneficial.