What is the Canada Pension Plan and how do I apply for it?

The Canada Pension Plan (CPP) is a government initiative designed to provide income support and financial security to eligible retired Canadians and their families. It is a monthly payment plan based on contributions made by individuals throughout their working years. The amount received depends on the individual's contributions and the age at which they start receiving benefits. To apply for CPP, you must be at least 60 years old and have made contributions to the plan. You can apply online through Service Canada's website, by mail, or in person at a Service Canada office. The application requires information such as your Social Insurance Number, proof of birth, and details about your employment history. Service Canada will assess your application and inform you of the outcome.