Secure Horizons typically offers a network of providers and facilities that members are encouraged to use to ensure they receive the full benefits and coverage outlined in their plan. When seeking services outside of the network, members may encounter certain limitations. These can include higher out-of-pocket costs and a reduced level of coverage compared to in-network services. In many cases, members may need prior authorization for out-of-network services to ensure coverage applies. Furthermore, certain plans may not cover out-of-network care at all, except in emergencies.
It is advisable for members to review the specific details of their plan to understand the extent of coverage for services rendered outside the network. Additionally, the Secure Horizons website may contain relevant information regarding limitations and procedures related to out-of-network services, which can aid in clarifying any concerns.