Will my plastic surgery be covered by insurance?
Most plastic surgery procedures are considered elective and are therefore not covered by insurance. Insurance companies typically classify these surgeries as cosmetic procedures, which are performed solely to enhance one's appearance rather than to address medical needs. However, there are certain situations where insurance coverage may be applicable. For instance, if a procedure is deemed medically necessary to improve a patient's health or functionality, insurance may provide partial or full coverage. Examples may include reconstructive surgeries after an accident or to correct functional issues caused by birth defects. It is best to consult with both the plastic surgeon and insurance provider to determine coverage eligibility and potential reimbursement options.
Answered May 3, 2024
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