What is the cancellation policy for insurance policies?
The cancellation policy for insurance policies with Philadelphia Insurance Companies allows policyholders to terminate their policies at any time. To cancel a policy, policyholders must submit a written request or contact their insurance agent directly. The effective date of cancellation will be determined based on when the request is received. The policyholder will be refunded any unearned premium, which is the portion of the prepaid premium for the remaining coverage period. However, if a claim has been paid during the policy term, no unearned premium will be refunded. It is important to note that the cancellation policy may vary depending on the specific insurance product and state regulations in which the policy is issued. For specific details and inquiries, it is recommended to review the policy documents or contact Philadelphia Insurance Companies directly.
Answered Nov 2, 2023
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