What is the difference between a loss assessor and a loss adjuster?

A loss assessor and a loss adjuster are both professionals involved in insurance claims, but they perform distinct roles. A loss assessor works on behalf of policyholders to ensure they receive a fair and accurate settlement. They assess the damage, gather necessary evidence, and negotiate with the insurance company to maximize the claim payout. On the other hand, a loss adjuster represents the interests of the insurance company. They investigate the claim, evaluate the damage, and determine the appropriate settlement amount. While a loss adjuster works for the insurer, a loss assessor acts independently to advocate for the policyholder, aiming to achieve the best possible outcome. Hiring a loss assessor can offer policyholders expert support, guidance, and representation to navigate complex insurance claims.