Are there any fees associated with using Personal Capital?

Yes, there are fees associated with using Personal Capital. Personal Capital offers both free and premium services. The free services include access to their award-winning financial software, budgeting tools, and retirement planning calculators. However, if you choose to take advantage of their premium services, such as personalized investment advice and wealth management, fees will apply. Personal Capital follows a tiered fee structure based on the asset value you have invested with them. The fees range from 0.89% to 0.49% depending on the investment amount. These fees cover comprehensive financial planning, portfolio management, and access to a dedicated team of advisors. Personal Capital aims to provide value-driven services and transparent pricing to help individuals manage their finances effectively.