What are the requirements to apply for a loan?

To apply for a loan with North Valley Bank, you need to meet a few requirements. Firstly, you must be at least 18 years old and a resident of the United States. You should have a stable source of income to demonstrate your ability to repay the loan. A good credit score is generally preferred, highlighting your financial reliability. Additionally, you may be required to provide certain documents such as proof of identification, address, and employment details. Collateral may also be needed for secured loans. At North Valley Bank, we strive to make the loan application process as convenient as possible while ensuring responsible lending practices. For more specific details on loan eligibility criteria, please contact our knowledgeable loan officers who will guide you through the application process swiftly.