What are the fees associated with New Millennium Bank accounts?

New Millennium Bank offers a range of accounts with different fee structures to cater to our customers' needs. Our Free Checking account has no monthly maintenance fee, minimum balance requirement, or transaction fees. For those seeking additional benefits, our Premium Checking account offers enhanced features with a monthly maintenance fee of $10, which can be waived by maintaining a minimum daily balance of $1,000. Savings accounts have a low monthly maintenance fee of $5, except for our High-Yield Savings account, which has no monthly fee. Additionally, a $2 fee is applicable for each out-of-network ATM withdrawal, but we provide access to a vast network of surcharge-free ATMs to minimize this cost. Our fee structure is designed to be transparent and fair, ensuring that our customers can manage their finances conveniently and affordably.