What discounts or incentives are available for policyholders?

Missouri Employers Mutual (MEM) offers a variety of discounts and incentives to its policyholders. These include a safety dividend, which rewards policyholders who have a strong safety program and low claims experience. MEM also offers a premium discount program, where policyholders can receive discounts based on factors such as safety practices, loss control measures, and the implementation of return-to-work programs. Additionally, MEM provides a Wage Statement Reward to policyholders who provide timely and accurate wage information. They also offer a rate credit for policyholders who have a strong safety culture and participate in MEM's Safety Partnership Program. MEM constantly strives to provide innovative solutions and recognizes and rewards policyholders who prioritize workplace safety and efficiency.