What fees should I be aware of?

When considering Main Source Bank, customers should be aware of several potential fees that may apply to various services and transactions. These fees can vary depending on the type of account you have and the services you use. It is common for banks to charge monthly maintenance fees for certain types of accounts, although Main Source Bank may offer options to waive these fees under specific conditions, such as maintaining a minimum balance or having a certain number of direct deposits. In addition to maintenance fees, users should keep an eye out for fees associated with overdrafts, wire transfers, and out-of-network ATM usage. Overdraft fees can occur if transactions exceed available account balances. It is important for customers to review how overdraft protection works for their accounts. Customers might also encounter fees for check orders, statement copies, or account inactivity. Lastly, if you are considering loans or credit products, be aware of potential origination fees, closing costs, and late payment fees associated with those financial products. To ensure customers have the most accurate and up-to-date information on specific fees, it is advisable to consult the Main Source Bank website. There, customers can find the current fee schedule for their accounts and services, aiding in informed financial decisions.