What are the interest rates for LloydsTSB credit cards?

LloydsTSB Credit Card interest rates can vary based on the type of card and the individual customer’s credit profile. Generally, LloydsTSB offers a range of credit cards, including those designed for balance transfers, purchases, and rewards. Each card type may have different Annual Percentage Rates, often referred to as APRs. As of the last known data, typical interest rates for LloydsTSB credit cards can range from around 12.9 percent to 29.9 percent APR, depending on various factors such as the customer’s creditworthiness and the specific card chosen. Customers with higher credit scores may qualify for lower interest rates, while those with less favorable credit histories may see higher rates. In addition to the standard interest rates, it is important to consider other factors such as promotional offers, which can sometimes provide lower or zero interest on balance transfers for a limited period. These promotional periods allow customers to save on interest while paying down existing debts. It is advisable for customers to review the specific terms and conditions associated with each card, as annual fees, late payment fees, and other charges can also impact the overall cost of borrowing. For the most current information regarding interest rates, customers should consult the official LloydsTSB website, where they can find detailed information about each card product and its associated rates.