When applying for a Home Depot Credit Card, the processing time may vary based on a few factors. Generally, applicants can expect to receive a decision on their application within a few minutes if they submit it online. If approved, the physical card is typically mailed out and should arrive within seven to ten business days. However, it is important to note that processing times can be influenced by factors such as the applicant's credit history and the volume of applications being processed at that time. For the most accurate updates on application status, applicants may want to check the current web page for information. In case there are further questions or concerns, the website may also provide relevant contact details for assistance.