What is the coverage for prescription medications under Harvard Pilgrim plans?
Under Harvard Pilgrim plans, prescription medication coverage varies depending on the specific plan. However, all plans include coverage for a wide range of prescription medications approved by the Food and Drug Administration (FDA). These medications can be obtained at participating pharmacies, either through retail or mail order, depending on the plan. Some plans may require the insured to pay a deductible and/or copayments when purchasing medications. Additionally, Harvard Pilgrim offers a formulary list of preferred medications, which may result in lower out-of-pocket costs for insured individuals. It is recommended to review the specific details of each plan to understand coverage limits, restrictions, and cost-sharing requirements for prescription medications.
Answered Nov 1, 2023
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