What is the waiting period for coverage to begin with HSBC insurance?
The waiting period for coverage to begin with HSBC Insurance varies depending on the type of insurance plan chosen. For life insurance policies, there is typically a waiting period of 30 days from the policy effective date before coverage commences. This waiting period is in place to prevent fraudulent claims and ensure policyholders have made accurate declarations at the time of application. However, some specific coverage may have shorter or longer waiting periods. It is advisable to consult the policy documents or contact an HSBC Insurance representative for precise information on waiting periods based on the insurance plan selected.
Answered Nov 2, 2023
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