What is HFC Bank Ltd's policy on overdrafts?

HFC Bank Ltd has a clear policy regarding overdrafts. We provide overdraft facilities to eligible customers. The decision to offer an overdraft and its limit is subject to our assessment of an individual's creditworthiness and affordability. We consider various factors like credit history, income, and expenditure. The exact terms and conditions of the overdraft, including interest rates and fees, will be communicated to the customer upon approval. It is important to note that obtaining an overdraft is subject to our discretion and customers must ensure responsible usage. We encourage customers to contact our customer service team to discuss their circumstances and explore suitable overdraft options.