Is FreeCreditReport.com really free?

FreeCreditReport.com offers consumers free access to their credit reports, but it is important to understand the specifics of what this entails. Users can obtain a free credit report once every twelve months from each of the major credit bureaus—Experian, TransUnion, and Equifax—through the website. However, when individuals access their report through FreeCreditReport.com, they may also be presented with additional services, such as credit monitoring or identity theft protection, which may involve fees if users choose to pursue these services beyond the free report. Individuals should carefully read the terms and conditions associated with the services provided to understand any potential costs associated with these features. It is advisable to check their current web page for the most accurate and up-to-date information regarding what is offered for free and any conditions that may apply. Overall, while the report itself can be accessed for free once a year, additional services may not be.