Most insurance policies, including those offered by Fred Loya Insurance, typically require renewal on an annual basis. This annual renewal process ensures that the coverage remains in effect and allows policyholders the opportunity to update their information or make any necessary changes to their coverage. However, it is important to note that specific renewal terms can vary depending on the type of policy and the state in which it was issued. Policyholders receive a notification prior to the policy expiration date, which outlines the renewal process and any adjustments in premiums or coverage options. Keeping an eye on communication from the insurance provider is advisable to ensure no gaps in coverage occur. For the most accurate information regarding specific policy details or renewal timing, it may be beneficial to refer to the official website or contact the insurance provider directly.
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