What is the overdraft policy at Franklin Bank?

Franklin Bank has an overdraft policy designed to help customers manage their accounts when they inadvertently spend more than their available balance. Typically, this policy allows transactions to go through even if the account does not have enough funds, resulting in an overdraft. However, this service may be subject to fees depending on the type of account and the specific circumstances of the transaction. It is important for customers to be aware that overdraft protection is generally optional. Some customers may choose to sign up for this service, which can provide peace of mind when making purchases. In addition to traditional overdraft services, Franklin Bank may offer alternatives such as linking a savings account or a line of credit to provide coverage for overdrafts. This can potentially minimize fees and help ensure that transactions are not declined. Customers are encouraged to keep track of their accounts and understand the terms and conditions associated with overdraft services. For the most accurate and up-to-date information regarding Franklin Bank's overdraft policy, customers can refer to the current information available on their website.