What are the fees and charges associated with my account?

The fees and charges associated with an account at First Midwest Bank can vary depending on the type of account held, the specific features included, and the account's usage. For instance, checking accounts may include monthly maintenance fees, which might be waived if certain conditions are met, such as maintaining a minimum balance or setting up direct deposit. Savings accounts may have their own set of fees, which could be applied for excess transactions beyond the permitted limit, or if the account balance falls below a specified threshold. Additionally, non-sufficient funds (NSF) fees might apply if an account holder writes a check or attempts a transaction without sufficient funds in the account. There could be fees for wire transfers, overdrafts, and other specific services like using ATMs outside of the First Midwest Bank network. To get detailed information about the current fees and charges applicable to a specific account type, it is advisable to visit the official First Midwest Bank website, where they provide up-to-date information and resources. Customers may also find useful information in the account agreement received at the time of account opening. It is always a good practice to review the fee schedule for any updates or changes that may have occurred.