What are the different types of accounts offered by Farmers Bank & Trust Co.?

Farmers Bank & Trust Co. offers a variety of accounts designed to meet the diverse financial needs of its customers. These accounts typically include personal checking and savings accounts, commercial accounts, and specialized accounts for various purposes. Personal checking accounts usually provide customers with convenient access to their funds through debit cards, online banking, and mobile banking services. These accounts can also come with features like overdraft protection and ATM access, making it easy for individuals to manage their day-to-day finances. Savings accounts typically focus on helping customers save money while earning interest. Farmers Bank & Trust Co. may offer several options within this category, including regular savings accounts, high-yield savings accounts, and special savings accounts designed for specific savings goals, such as holiday or vacation savings. For businesses, the bank usually provides commercial checking and savings accounts tailored to the unique needs of business owners. These accounts often include features like merchant services, payroll processing, and access to business loans or lines of credit. Additionally, Farmers Bank & Trust Co. may offer certificates of deposit, which provide customers with a higher interest rate in exchange for agreeing to leave their money deposited for a fixed term. This can be an excellent option for those looking to save for the long term while still earning interest on their deposits. It is advisable to visit the official website of Farmers Bank & Trust Co. for specific details on account types, features, and any current promotions they may offer, as offerings can vary by location and change over time.