Can I make changes to my benefit elections outside of the open enrollment period?

No, you generally cannot make changes to your benefit elections outside of the open enrollment period. The open enrollment period is typically the only time when you can make changes to your benefit elections, such as adding or removing coverage, adjusting contribution amounts, or switching plans. This period is usually limited to a specific timeframe each year, during which employees have the opportunity to review and modify their benefit choices. Outside of this period, changes are typically only allowed in certain circumstances, such as a qualifying life event like marriage, birth, adoption, or loss of other coverage. It's important to familiarize yourself with the open enrollment period and any applicable exceptions to ensure you make the necessary adjustments to your benefits when the opportunity arises.