How often does Esanda review my credit history?

Esanda does not routinely review an individual's credit history unless certain circumstances arise, such as when a customer applies for a new loan, requests a change in terms, or when an account is being assessed for any other reason. Generally, when a customer initiates an application or when there is significant activity on an account, Esanda may conduct a credit check as part of their risk assessment process. It is important to note that credit history reviews help Esanda in making informed lending decisions and ensuring responsible lending practices. For specific details regarding how often a customer's credit history is reviewed or any unique circumstances that may apply, it may be best to refer to the relevant sections of the official Esanda website or seek additional information there.