Can I still use my credit cards after consolidating my debt?
Yes, it is possible to still use your credit cards after consolidating your debt. However, it is important to exercise caution and be responsible with your credit card usage to avoid falling back into debt. After consolidating your debt, you may have a new loan or credit line that combines all your existing debts into a single payment. Using credit cards responsibly can help in rebuilding your credit score, but it is advised to use them for necessary purchases and to pay off the balance in full each month. It is crucial to avoid accumulating new debt and maintain a disciplined approach towards managing your finances to fully reap the benefits of debt consolidation.
Answered Nov 2, 2023
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