What are the fees associated with Columbia Bank accounts?

Columbia Bank offers a variety of accounts, including checking, savings, and other specialized accounts, and the fees associated with these accounts can vary based on the type of account selected and individual account features. Standard fee categories that customers might encounter include monthly maintenance fees, overdraft fees, ATM fees, and fees for wire transfers or insufficient funds. For checking accounts, there may be monthly maintenance fees that can often be waived if specific criteria, such as a minimum balance requirement, are met. For savings accounts, similar maintenance fees or withdrawal limits may apply. Overdraft fees are typically charged when an account is overdrawn, which means that the customer has withdrawn more money than is available in their account. Additionally, when accounts are accessed at non-Columbia Bank ATMs, customers may face fees that are dependent on the specific ATM provider. Wire transfers, both incoming and outgoing, generally incur a fee, and it is important to know that international transfers may have different fee structures. It is advisable for customers to closely review the terms and conditions associated with their specific Columbia Bank account to fully understand the fee schedule. For the most current information, interested individuals should visit the official Columbia Bank website, which may provide detailed information regarding account fees along with any promotional offers or changes in fee structures.