Will calling the hotline affect my credit score?

Asked 6 months ago
No, calling Canada's Debt Help Hotline will not directly affect your credit score. The hotline provides free and confidential assistance to individuals seeking help with their debt situation. Their aim is to provide guidance and support in finding potential debt solutions. Seeking help or advice from the hotline does not involve any credit inquiries or reporting to credit bureaus. However, it is important to note that taking certain actions suggested by the hotline, such as entering a debt management program or considering bankruptcy, can indirectly impact your credit score. It is always recommended to discuss the potential implications of any debt relief options with the hotline experts before making a decision.
Answered Nov 2, 2023

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