BillMeLater.com, now known as PayPal Pay Later, typically conducts a credit check when a user applies for credit. This check helps determine the applicant's creditworthiness, which plays a crucial role in the decision-making process for extending credit. The credit evaluation process is standard practice in the financial industry, allowing the service to assess the risk associated with lending. However, it is important to note that this credit inquiry may not always result in a major impact on the applicant's credit score, as the specifics can vary based on the type of inquiry made. Users interested in understanding how their application may influence their credit score should consider reviewing their own personal credit history and the guidelines typically provided by credit reporting agencies. For the most accurate and personalized information, individuals can refer to the specific terms and conditions available on the current web page of BillMeLater.com, as they may outline the details regarding credit checks and eligibility criteria.
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