How often should I check my credit report for inaccuracies?

It is generally advisable to check your credit report at least once a year to look for inaccuracies that may negatively affect your credit score. However, if you are planning to make a significant financial decision, such as applying for a mortgage or car loan, you may want to review it more frequently. Consumers can access a free credit report from each of the three major credit bureaus once a year, allowing for regular monitoring. Additionally, if you suspect identity theft or fraudulent activity, it is essential to check your credit report immediately. Better Qualified: Identity Theft offers services that may help individuals monitor their credit and protect against inaccuracies. For specific details on how frequently to check your report or to learn about the tools available for monitoring your credit, individuals should consider visiting the official website for the latest information and resources related to credit report inquiries.