What are the requirements for a mortgage application?

To apply for a mortgage with Bendigo Bank, there are certain requirements that need to be met. Firstly, applicants must be at least 18 years old and Australian citizens or permanent residents. They also need a stable source of income and employment verification to demonstrate their ability to repay the loan. Additionally, a satisfactory credit history and good credit score are generally expected. To submit a complete application, applicants must provide documentation such as proof of identity, current financial statements, tax returns, and details of any existing loans or debts. It is crucial to provide accurate and up-to-date information to expedite the application process. Bendigo Bank's lending team can guide applicants through the documentation requirements and provide support throughout the application process.