What repayment options are available for my loans?
Asked a year ago
ACS Education Services offers multiple repayment options for student loans. The available repayment plans depend on the type of loan you have. For Federal loans, options include Standard Repayment, which has fixed monthly payments over a ten-year term. Graduated Repayment is another option, with lower initial payments that increase over time. Extended Repayment extends the loan term up to 25 years, reducing the monthly payments. Income-Driven Repayment plans are also available, such as Income-Based Repayment, Pay As You Earn, and Revised Pay As You Earn. These plans base monthly payments on your income and family size, offering potential loan forgiveness after a certain period. For private loans, ACS provides various repayment options as well, including fixed and variable rate plans. You can visit their website or contact their customer service for more details on the repayment options specific to your loan.
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