Are there any penalties for not enrolling in AARP - MedicareRxPlan?

No, there are no penalties for not enrolling in AARP - MedicareRxPlan. Medicare prescription drug coverage is optional, and individuals have the freedom to choose whether or not to enroll in a prescription drug plan. However, it is important to consider the potential consequences of not having this coverage. Without Medicare prescription drug coverage, individuals may face higher out-of-pocket costs for medications and may not have access to certain medications that they need. Additionally, if someone decides not to enroll in a prescription drug plan when they are first eligible, they may have to pay a late enrollment penalty if they choose to enroll at a later date, unless they have creditable prescription drug coverage through another source such as an employer.