Can I have both Wisconsin Medicaid and private health insurance?

Yes, it is possible to have both Wisconsin Medicaid and private health insurance. This is known as being dually eligible. When an individual qualifies for both programs, Wisconsin Medicaid may work as a secondary insurance to help cover costs that the private health insurance does not pay. This can include copayments, deductibles, and other health-related expenses. However, it is important to report all sources of health insurance coverage to Wisconsin Medicaid when applying or reapplying for benefits. Failure to report additional coverage may result in delays or issues with eligibility. Individuals who have both types of insurance should be aware of the coordination of benefits, as this determines which insurance pays first for medical services. Generally, the private insurance pays first, followed by Wisconsin Medicaid for any remaining eligible costs. For detailed information about how having both types of coverage works, including how to navigate any potential complexities, individuals may want to refer to the Wisconsin Medicaid website or their current documentation for the most accurate and relevant information regarding their specific situation.