What debts can be discharged in bankruptcy?

In bankruptcy, certain types of debts can be discharged, meaning that the individual is no longer legally obligated to pay them. Total Bankruptcy typically highlights the distinction between secured and unsecured debts. Unsecured debts, such as credit card debt, medical bills, and personal loans, are generally dischargeable in Chapter 7 bankruptcy. Other unsecured debts, like utility bills or certain types of leases, may also be included. It is essential to understand that not all debts can be discharged through bankruptcy. For instance, student loans, tax debts, alimony, and child support obligations are commonly non-dischargeable. Additionally, some debts incurred through fraud or willful misconduct may also remain. The specific debts that can be discharged will depend on the individual’s circumstances and the type of bankruptcy filed, whether it is Chapter 7 or Chapter 13. For more detailed advice or specific inquiries regarding personal situations, individuals may consider looking at the current information available on Total Bankruptcy's website.