What are the fees associated with New Millennium Bank accounts?

New Millennium Bank offers a variety of accounts, and the fees associated with these accounts can vary based on the specific type of account chosen. Generally, common fees that customers may encounter include monthly maintenance fees, overdraft fees, ATM transaction fees, and foreign transaction fees. Monthly maintenance fees are typically charged to standard checking and savings accounts unless a minimum balance requirement is met or a direct deposit is established. Overdraft fees may apply when a customer exceeds their account balance, and these fees can add up quickly if not managed carefully. For ATM transactions, customers might incur fees when using machines not associated with New Millennium Bank. It is also common for banks to charge fees for international transactions, which can apply to debit card purchases made outside the country. Additionally, New Millennium Bank may offer accounts designed to be fee-free or that come with specific waivers under certain conditions. To understand the exact fees associated with a particular account type and any waivers that may be available, it is beneficial to refer to the official website of New Millennium Bank. The website will provide comprehensive, updated information about account types, their associated fees, and ways to avoid them. It is always prudent to review this information before choosing an account to ensure it aligns with one's banking needs and habits.