What should I do if I need emergency care while traveling?

If an individual needs emergency care while traveling, it is important to remain calm and take the necessary steps to ensure proper medical attention. First, the individual should locate the nearest emergency room or urgent care facility. Most cities have hospitals or medical centers equipped to handle emergencies, and nearby facilities can often be found through online maps or mobile apps. When an individual arrives at the emergency facility, they should provide their health insurance information. If they are a member of Horizon BC/BS of New Jersey, it is advisable to bring along their member ID card, as this will facilitate billing and claims processing. Individuals should be aware that coverage may vary outside of their home state, so they should inquire about any potential out-of-network charges. It is wise to document any treatments received, including diagnoses and prescriptions, to ensure that proper follow-up care can be coordinated upon returning home. If possible, individuals should keep a record of all associated expenses, as they may need to submit this information for reimbursement or claims purposes later. For further assistance or specific inquiries about coverage while traveling, individuals may find helpful information on the Horizon BC/BS of New Jersey website.